Cass County District Court – Dan Ketcham & Sam Huckle

Summary judgment in favor of an insurance broker where plaintiff alleged negligence and breach of contract in failing to procure requested insurance. Plaintiffs argued that the insurance broker failed to provide requested “equal or better coverage for a cheaper price” than the prior policy based on receiving coverage for actual cash value instead of replacement cost after a loss occurred. The Court found that there was no evidence that Plaintiffs requested replacement cost coverage in their communications to the broker and there was no evidence that the coverage under the prior policy would have had a higher payout than the subsequent policy.